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Help me for the EOB (explanation of benefits) from my health care insurance?

I am not an American, but I stay here for a 2 year study so I bought a travel insurance. I went to the hospital this September and the doctor send something to the laboratory at that time, weeks later I received the bill from the hospital and there is no charge on me. But yesterday I received an EOB from my insurance provider saying that the laboratory service is not covered by the insurance and I need to pay that by myself. But until now there aren’t any bill information from the hospital.
Will I receive the bill later from the hospital? I read on the insurance web page but I cannot find “laboratory” under their list of “not cover”, should I still pay the money? I will call the provider to ask but I am not at arguing…

health-quotes.talk4fun.net – here is my health insurance plan. As I remember they can provide such a service.

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